Celina ISD vs Prosper ISD

What the numbers actually say

The district with the higher school tax rate is the cheaper one overall. Prosper ISD taxes at $1.2141 against Celina ISD's $1.2089, so on the school line alone Prosper looks more expensive. But the Town of Prosper levies $0.505 where the City of Celina levies $0.576401. Combined, Prosper comes in at $1.7191 and Celina at $1.785301, a difference of $0.066201 per $100. On a $600,000 assessed value that is $397 a year, in Prosper's favor, which is the opposite of what the school rates alone suggest.

These two rates are not the whole bill. They exclude county, college and hospital district levies, and they exclude any MUD or PID assessment. In master planned communities a MUD or PID can add materially more than the gap above, and it varies by section within the same neighborhood. Check the specific parcel with the appraisal district before you rely on any of this.

Scale is the other real difference. Celina ISD is about a fifth the size of Prosper ISD, and it is the district more likely to rezone your address as it builds out.

Sources: TEA accountability ratings for 2024-25 via Community Impact (Celina ISD); enrollment and campus counts via Texas Tribune Schools Explorer (Celina ISD) and Prosper ISD; adopted FY 2025-26 tax rates via Community Impact Collin County rate roundup. Verified 2026-08-12. Rates change annually; confirm against the appraisal district before relying on them.

Both of these were buyer's markets in July 2026

Six months of supply is the usual balance point. Celina and Prosper are both sitting at 7.2, against 5.1 across the whole MLS. More supply than that means buyers set the pace, and both towns have been there for a while.

Sellers in both towns are taking less than they asked. Celina is getting 93.8% of original list and Prosper 92.3%, against 96.6% MLS-wide. On a $840,000 Prosper asking price, 92.3% is roughly $65,000 below the original number. Prosper is the weaker of the two on this measure and its supply rose 14.3% in a single month, so if you are buying there, ask.

Homes here take longer to sell than the metro average. 58 days in Celina and 49 in Prosper against 34 MLS-wide, and both rose month over month while the metro fell 8.1%. That is time you can use.

Prosper is a different price tier. The median is 56% higher than Celina's, but per square foot the gap is $229 against $190, so much of it is bigger houses.

Source: NTREIS Trends, July 2026, residential, all property sub types, all price ranges. Figures are medians for the month with month-over-month change. Market statistics are for the whole city and will not match any single neighborhood. Pulled and verified 2026-08-12.